Harley-Davidson® Insurance*Insurance for riders in Canada

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(Basically, as long as it takes to put on your helmet)

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Contact your Aviva** insurance broker for more information about the program.
Currently available to residents in Ontario, Alberta, British Columbia, Nova Scotia, New Brunswick and Québec. Residents of Québec click here.

Finally – insurance good enough for your motorcycle

Harley-Davidson® Insurance - for the unique needs of Harley-Davidson® motorcycle owners.

  • Save money on your Harley-Davidson® motorcycle insurance 

  • Genuine parts for your motorcycle in the event of a claim

  • Service from representatives who know Harley-Davidson® motorcycles

Key Features and Benefits

  • Exclusive savings
  • Genuine replacement parts
  • Repair shop of choice
  • Trip interruption coverage
  • Claims Service Satisfaction Guarantee†

Exclusive Savings

Join the program today and save money

Multiple Bikes

Multiple Policies

Claims Free



Harley-Davidson® Insurance is for Canadian Harley-Davidson® motorcycle riders.

  • Liability

    Damages and your legal costs for a lawsuit are covered if you, or anyone permitted to drive your motorcycle, cause the injury or death of another person.

    Accident Benefits

    Coverage to help you recover if you sustain injuries from a motorcycle accident. It’s available to anyone who was involved, regardless of who caused the accident.

    Specified Perils

    Covers you for specific losses like fire, theft, lightning, hail, rising water, earthquake and more.


    Covers you for Specified Perils and for loss or damage resulting from falling or flying objects, missiles and vandalism.

    Collision or Upset

    Covers you for losses if you hit another vehicle or object, or if you’re hit by an uninsured or unidentified driver, such as a hit and run.

    Roadside Assistance

    Rider’s emergency roadside assistance 24/7 across Canada and the U.S.

    Loss of Use

    If we cover your claim, we’ll pay for the cost of a rental while your motorcycle is being repaired or replaced.


Claims service from people who understand Harley-Davidson® motorcycle owners and their unique needs.

What you can expect when we cover your claim

  • Claims Service Satisfaction Guarantee

    If you’re not happy with our claims service and we can’t resolve it, we'll pay you an amount equal to the annual premium of your policy at the time of loss, in addition to any settlement amount you receive for your claim.†

  • Genuine Replacement Parts

    Your genuine Harley-Davidson® motorcycle deserves genuine parts.

  • Repair Shop of Choice

    You’re in control – you can pick the repair shop for your Harley-Davidson® motorcycle so that you can be sure that it gets the care it needs.

  • Trip interruption coverage

    If your trip is interrupted, we’ll pay for your transportation, food and hotel.

Frequently Asked Questions

  • Q: Can I insure more than one motorcycle on my policy?

    A: Yes – you can actually save money on your insurance when you have multiple motorcycle policies with us.

    Q: If I have another brand of motorcycle, can I still purchase Harley-Davidson® Insurance?

    A: Yes – as long as you have a Harley-Davidson® motorcycle on the policy, we can insure other brands of motorcycles. We also have insurance for off-road vehicles, customized motorcycles and motorcycles 25 years and older.

    Q: Do you offer home and auto insurance?

    A: Yes – we offer home and auto insurance if your Harley-Davidson® motorcycle is on the policy. We also have coverage for boats, ATVs, snowmobiles, recreational trailers, motor homes, cottages and collector cars.

    Q: Who will handle my claim?

    A: In Canada, Harley-Davidson® Insurance is provided by Aviva, who will handle your motorcycle claim quickly and professionally. You’ll receive quality repairs for your motorcycle, all backed by their Claims Service Satisfaction Guarantee†.

Additional Harley-Davidson Financial Services

Contact your Harley-Davidson® dealer to learn more

  • Harley-Davidson® Guaranteed Asset Protection (GAP) Plan
  • Harley-Davidson® Extended Service Plan
  • Harley-Davidson® Mastercard®
  • Harley-Davidson® Planned Maintenance Program
  • Harley-Davidson® Gift Card